VANGUARD CAPITAL

Discount Commissions

Anthony H. Barkate

District Manager
1-800-91-INVEST
MEMBER NASD SIPC

• Full Service Investment Firm (local offices & throughout U.S.)
• Discount Commissions - less than many national discount firms
• Investment choices for all types of people
  U.S Govt. Bonds * Stocks * Mutual Funds * CDs
  Fixed Annuities * Money Markets * etc

  Free retirement analysis & reviews
  IRA Rollover * Income & Growth Projections
  5 & 10 year tax adveraging * Early retirement options

  Experienced Investment Advisors - to work with you in person, or by phone, to up-date & review your account

Brokerage House         500 shares           1000 shares
                          at 30                 at 40

Dean Witter               301                    579
Merril Lynch              290                    562
Smith Barney              285                    560
Charles Schwab            127                    188
VANGUARD CAPITAL          114                    168
* on stock & bonds

T-BILLS 6%

Fixed Accounts 7.35%

Gov't Bond Accounts 7.8%

*rates effective as of 11/11/94

Vanguard Capital          Vanguard Capital           Vanguard Captial
2601 Oswell Street #206   940 West Ave J             350 E. Ridgecrest Blvd. #201
Bakersfield, CA  93306    Lancaster, CA  93534       Ridgecrest, CA  93555

805/872-9797              805/948-2234               619/371-2115

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